Priced per facility, so it grows with your book.

No. It is a service. We run the process and send you finished work papers. There is nothing for your team to install or learn.

Yes, on the Monitor+ tier. It adds monthly tests, borrowing-base checks and the collections check, with 48-hour turnaround from a complete package.

For borrowing-base and receivables facilities on Monitor+, we check each period whether customer collections are reaching the lender-controlled account the way the agreement requires. We compare the collections implied by the aging and the borrowing base certificate with the deposits on the collection, lockbox or DACA account statements you give us, and flag any gap with the figures behind it.

We can't promise that, and no review of documents can. The check shows where the documents don't line up, which is often the first visible sign of a problem. It is not an audit, a field exam or a bank confirmation, and it relies on the statements you provide. Statements you pull from the bank, or through your own account access, are much harder to alter than copies passed on by the borrower, so we recommend that route.

A running record for each loan of every waiver, consent, covenant reset, definition change (a higher add-back cap, for example), PIK toggle and extension, each dated and cited to the document. It appears in every memo and as a portfolio page in your quarterly committee pack, with the test re-run on the closing terms where that helps. It is included in every plan. It can only show documents you send us, so please send new waivers and amendments as soon as they are signed.

Yes. We answer every question accurately, including where a control is still being put in place.